 About Credit Checks
With over 20 years of experience in UK credit reference
services, we can provide credit checks on any UK business online. We understand the
requirements of credit controllers and business risk managers and our services are used by
directors and senior decision makers.
For rapid checks on the credit worthiness of your UK
customers and business partners our online service offers unrivalled depth of information
and reporting services.
In addition to corporate credit data we can provide
access to consumer data and credit management support services. Our network of overseas
reporting agents is able to provides credit checks on trading partners worldwide.
Our services include:
- Check My Credit
For individuals who want to view their own credit file
- Corporate Services
For business users who need to credit check other businesses or people
The traditional method for providing access to private
individual credit files was by post, but now you can see your own credit reference report
online.
- Reveal what finance companies and other
searchers see when they credit check you
- Monitor your credit file and quickly spot if
someone else is using your name to obtain credit
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Check Services... |
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See Your Own Credit
File
Check what it says about you
on your own credit report online - take a look at what banks and lenders will see
Click here
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Credit File Monitoring
Receive notification if your credit file changes - keep an eye on your credit status and
guard against fraud
Click here >> |
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Business Credit Checks
Do you need credit checks on customers for
your business? Access credit ratings on any business or person
Click
here >> |
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What
is a credit reference agency?
A credit reference agency is a companies that collect address, identity, and credit
information from various sources, and combines the data to produce a credit report. The
main UK credit reference agencies hold personal credit files on almost every adult in the
United Kingdom. Commercial companies, banks, credit cards, and other financial businesses
may also keep their own records about your repayments for their own purposes, and they may
also share this information with credit reference agencies. The credit reference agencies
put all the data together and the result can be used to paint a picture of a persons
overall credit worthiness. When a person applies for credit, the lender may run credit
checks as part of their risk assessment procedures. The credit agencies provide credit
checks and the lenders combine the results of the credit check with the information they
have on their own files. They then use their own risk score models and decide whether the
applicant meets their criteria for extending credit. |
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